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Karnataka State Private Commercial Transport Workers Accident Benefit Scheme

Benefits under the scheme:- The benefits available to the beneficiaries under the scheme are as follows:

  1.  Accident benefit :- The Private Commercial Transport Workers such as drivers, conductors and cleaners are frequently meet with accident. In case of death, permanent disablement or temporary disablement as a result of accident, the family who are depending upon their earnings will face the financial crises.

           To provide help to the family members of the drivers incase of accidnent the Karnataka State Government has framed a scheme called “The Karnataka State Private Commercial Vehicle Drivers Accident Benefit Scheme” and during the year 2016-17, the same has been revised as “The Karnataka State Private Commercial Transport Workers Accident Benefit Scheme”, so as to extend the benefit to conductors and cleaners along with drivers. Under this scheme, the drivers who are holding valid driving licence   issued by transport department to drive private commercial transport vehicles are deemed to be  the beneficiaries. The conductors and cleaners have to register with the registering authorities under the scheme.


 All 7,78,485 drivers registered with transport department  holding valid driving licence are covered  under the scheme.

 Claim (as on 19-07-2019) :

Sl No.


No of cases

Amount of Compensation






Permanent Disability




Re-imbursement of Medical Expenditure/ Temporary Disability







  • Applicablity of the Scheme:
  1. It extends to the whole of Karnataka;
  2. This Scheme is applicable to private commercial vehicle drivers, cleaners & conductors.
  3. Age limit is from 20 to 70 years.
  4. Accident Benefit is available to both "On-duty and Off-duty" accidents.
  •  Conditons :
  1. The drivers shall hold valid driving licence issued by transport department. They need not register saperately under the scheme.
  2. Action will be taken to register the conductors and cleaners under the scheme.
  • Accident Benefits:-
    • Accident resulting in death of drivers, conductors and cleaners- an amount of Rs.5.00 lakh to the nominee;
    • Accident resulting in permanent disablement – upto Rs.2.00 lakh to the beneficiary depending upon the ratio of disablement;
    • Accident resulting in temporary disablement / reimbersment of hospital expences;
    • For hospitalization upto 15 days, 25% of sum insured or actual hospitalization charges whichever is  lower .
    • For hospitalization more than 15 days, actual hospitalization expenses or 50% of sum insured whichever is lower.
  •  Educational Assistance :-
    • From the year 2018-19, Educational Assistance of Rs.10,000/- per annum is being sanctioned to maximum 2 children of the driver who succumbed to death due to accident or suffered total permanent disablement. This benefit will be given to study from 1st standered to 12th / PUC. So far, 84 beneficiary students have been sanctioned with a total amount Rs.8,40,000/-.
    • For this benefit, the children of deceed driver / the driver who suffered total permanent disablement have to submit the prescribed application duly filled in, along with the documents to the concerened officers of the Labour Department and the same will be verified and the benefit will be transferred to the bank account of the beneficiary directly.
  •  Smart Card:- To create awareness among the private commercial vehicle drivers, smart cards are being distributed under the scheme. Already 90,315 drivers are being issued with smartcard and action is being taken to issue the same to the remaining drivers.


  •  Shrama Sammana & Special Award:-
    • To encourange safety driving, Shrama Sammana Prashasti, Special Prashasti & Consolation Prashasti will be awarded to the selected best & safe drivers on the occasion of “Karmika Sammana Day” to be held on 01st of March every year.
    • During the year, on 1st of March 2019 Karmika Sammana Day was celebrated in all District head quarters across the State and Shrama Sammana Prashasti to 60 drivers, Special Prashasti to 300 drivers & Consolation Prashasti to 1500 drivers have been awarded on the occasion.
    • Shrama Sammana Award consists of Rs.10,000/- cash, a Memento and Appreciation Certificate; Special Award consists of Rs.1,000/- cash, a Memento and Appreciation Certificate and Consolation Prashasti consists of a Memento and Appreciation Certificate.
  • Life Saviour’s (Good Samaritan) Scheme:- In road accident cases, India stands 6th place in the world. 60 mts after the occurance of the accident is a golden period. In the said period, if suitable treatment has been given, every year lakhs of lifes can be protected. Though there is intention to protect the victim of accident, lack of knowledge about first aid treatment and fear of wondering to police station and court, leads to hesitation among the eye witness.

              If the accident victim is provide with urgent humanitarian  help by providing first aid treatment and admitting to nearest hospital, his life can be saved by which the family of such person can be saved from the fear of losing the earning member which leads to financial crises. In the circumstances, to encourage to provide first aid treatment, admit to nearest hospital and report to the concerned police station, the Government of Karnataka has introduced a programme called Accident Life Saviour Programme during the year 2016-17 and the same will be implemented through the Karnataka State Unorganised Workers Social Security Board with the co-oparation  of transport department, health & family welfare department, home department and other department.

Incentive : 

  • Provisions are made to pay  an incentive of Rs. 1000/- to the Good Samaritan, who saves the life of accident victim by providing first aid and successfully shifting him/her.

Achievement :

  • Under the scheme 2,701 drivers during the year 2016-17, 12,176 drivers during the year 2017-18 and 11,460 drivers during the year 2018-19 have been imported with first aid training.

Last Updated: 30-07-2019 10:54 AM Updated By: Bharmarajappa M K

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